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Why XRP & Crypto Are About to Break the Payment System



The retail payment revolution is happening right under our noses, and traditional financial institutions are scrambling to catch up. Danny McCabe from Flexa drops bombshell revelations about how cryptocurrency payments are about to “break the internet” with zero-cost merchant integration, while giants like BlackRock secretly build crypto settlement infrastructure behind closed doors. With projections of $2 billion in e-commerce crypto sales and millions of retailers preparing to accept digital assets, this isn’t just another crypto hype cycle—it’s the systematic dismantling of the credit card monopoly that has dominated commerce for decades.

0:00 – Intro
1:00 – Flexa Update
2:40 – Will XRP be used for retail payments
4:10 – E-commerce Crypto Payments coming fast
5:10 – What will hold back crypto for mass payment adoption
6:00 – Any digital asset for payment
7:20 – Can Crypto compete with credit cards
9:30 – Could XRP get adopted as a preferred crypto payment
13:30 – How payment in crypto will take over retail
16:00 – Is the Adoption of crypto payments slow
17:00 – 100K Merchants could accept crypto and XRP
18:40 – Millions of retailers are coming to crypto payments
21:00 – No Cost Integration on crypto payment will break the internet
22:00 – Could chain like HBAR, LINK, or XRP support retail adoption
23:50 – Point of sale could slow crypto or not
24:40 – 2 billion in e-commerce sales coming
26:00 – Can Uber Eats integrate crypto payment
27:25 – Collateralization for payments killer app
28:30 – Staking of assets to power payments
30:00 – Shopify cold feet and now moving rapidly
31:41 – Paul Adkins and the EU strategy last if Trump is ousted
33:40 – The First Tap to Pay for crypto
35:50 – Banks lobby against Market structure bill
36:50 – What will deter corrupt politicians from holding back crypto
37:00 – BlackRock is secretly building on crypto payments and settlement
38:45 – Tidal wave of crypto payments
40:30 – XRP Army could affect crypto payment adoption
42:10 – What tokens could subsidize retail for use
43:00 – Retail Loyalty could be tremendous for crypto
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